Business Loans

Our suite of small business financing solutions can help your business reach new heights. From building a fleet and improving cash flow to renovating office space and purchasing IT equipment, we have the resources you need.

Lending Options

Commercial Real Estate Loans

Buying real estate, renovating property or refinancing existing real estate can be valuable investments for your small business—let us help you strengthen your portfolio with a Real Estate loan.

Business Lines of Credit

Looking to manage cash flow, payroll or working capital? A Business Line of Credit may be right for you. For shorter-term cash needs like overdraft protection, building inventory or offsetting unexpected expenses, our Checking Line of Credit connects you with the cash you need to cover gaps and reconcile accounts. Footnote 1

Vehicle and Secured Term Loans

Whether your need is a car for traveling, a truck for hauling or a commercial oven for cooking, our Secured Term loans offer you the opportunity to grow your business with the tools and materials you need.

Why Choose Navy Federal?

Your Navy Federal business membership comes with an exclusive combination of benefits you won’t find anywhere else:

Business Membership

A business membership with Navy Federal Business Solutions is exclusively for Navy Federal Credit Union members. As a business member, you have access to small business professionals, competitive business credit offerings and more.

Disclosures

A business line of credit (BLOC) is a credit product, and rates are based on creditworthiness and will vary with the market based on The Wall Street Journal Prime Rate. A business checking line of credit (CLOC) is a credit product with a fixed rate of 17.9% APR. CLOC repayment terms are 2% of the outstanding balance or $20, whichever is greater, and the total outstanding balance will be due when it is less than $20.

Navy Federal Information

Mission Statement

Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership:

"Be the most preferred and trusted financial institution serving the military and their families."

About Navy Federal

Member Support

More Services

24/7 Member Services: 1-888-842-6328 Routing Number: 256074974

Policy & Disclaimers

© 2024 Navy Federal Credit Union. All rights reserved

Navy Federal conducts all member business in English. All origination, servicing, collections, and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images are used for representational purposes only; do not imply government endorsement. Terms and conditions are applied to gift cards.

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